It has now been over 4 months since the Federal Government Home Buyer Tax Credit has expired. There are still real estate professionals and home buyers mourning the loss of the $8,000 incentive. The opportunity, however, is not gone just because the Government no longer offers it.With a little creativity with the sellers and your lender, we can up with your own 'tax incentive plan' and save well over $8,000!
- Buy down your interest rate. An rate buy-down can save you tens of thousands of dollars over the life of the loan.
- Ask the Seller pay for your closing costs and/or concessions.
- Negotiate for a lower price. We at Signature Realty have been successful in negotiating as much as 6% below the seller's asking price for buyers in this market.
- Get in on the historically lower interest rates! Today's interest rates are the lowest in 40 years.
The money you make and save using a combination of any or all of these opportunities will make a measly $8,000 look like chump change.
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